# Budgets

> Set monthly spending limits by category or overall, and see when you get close. Included on Pro and Scale.

Source: https://traackly.com/docs/insights/budgets

Set a monthly limit for a category or for all your spending, and see at a glance when you are getting close. Budgets are included on Pro and Scale.

## Create a budget

1. Open **Budgets** in the sidebar.
2. Click **Add Category Budget** for one category, or **Set Overall Limit** for all your spending.
3. Choose the category (for a category budget), enter the **Monthly Budget Amount** and pick the currency.
4. Click **Save Budget**.

Each budget has one currency and counts only expenses in that currency. To budget for two currencies, create a budget for each.

## Read your budgets

Every budget shows what you spent this month against the limit, with a progress bar:

| Color | Meaning |
| --- | --- |
| Green | Under 80% of the budget |
| Amber | 80% to 99% |
| Red | 100% or more |

When a budget turns amber or red, a badge appears next to **Budgets** in the sidebar. Use the month selector to look back up to 11 months. Every month starts fresh: unspent money doesn't roll over.

## Edit or delete a budget

Click the pencil icon to change the amount, or the trash icon to delete the budget. To change its category or currency, delete it and create a new one.

## Limits

| Plan | Category budgets |
| --- | --- |
| Pro | 10 |
| Scale | 20 |

The limit counts all your workspaces together. Overall budgets don't count toward it: you can have one for each currency in each workspace.

## If you move to Starter

Starter doesn't include budgets, so your budgets are deleted when you move to Starter. When the 7-day Pro trial ends without an upgrade, they are paused and kept for a period first, so upgrading brings them back. Traackly warns you before a plan change and emails you before the trial ends. Your expenses are not affected.